How to buy - Home Portal

Cost of Buying Property in Spain

 Property Price We Guarantee the Same or Lower Price with the Developer
 
No-FeeDeveloper Covers Our Fee
 VAT Current VAT Rate for New Constructions is 10%
 
Included in property priceDeveloper Handles This
 Administrative Fee Actos Jurídicos Documentados
 
1,2 %Current Rate in Costa del Sol
 Property Transfer Tax Applies Only to Resale Properties
 
Not applicable for new constructionsCurrent Rate in Andalusia is 7 %
 Acquisition Costs and Fees Attorney's Fee
Notary's Fee
Land Registry Fee
Utility Transfer Fee
NIE
Opening a Bank Account
Spanish Will
Additional Administrative Fees
 
1-2 %or Legal Service by Home Portal
 Legal Service by Home Portal Everything will be handled on the basis of power of attorney
We handle communication with third parties on your behalf
No need to travel to Spain 
 
3 500 EURoptional
Request
 Travel and Accommodation  for Personal Tour
 for Administrative Purposes (Contracts, Authorities...)
 
 At your own expense 

How Does It Work?

Discover New Builds in Spain
Choose your favorites from a diverse selection of projects during a personal meeting or on our portal. We'll then provide you with a comprehensive overview of the property purchase process in Spain.

We'll Explore Properties in Spain Together
We'll recommend flights and accommodation, and plan the trip's itinerary. Upon arrival, our agent will accompany you for property viewings and explore the surrounding areas.

Mortgage Support for Foreign Real Estate
On your path to owning a seaside property, we'll aid you in acquiring a beneficial mortgage. This can be achieved through local banks or by utilizing a Spanish mortgage, and we'll provide expert guidance throughout the process.

Facilitating Communication with the Developer
Throughout the entire process, we stand by your side. You can leave all negotiations with the seller to us, worry-free. For essential administrative tasks, you can take advantage of our legal services package.

Tailored Services for a Smooth Transition
Settling in a foreign country can be challenging. That's why our local experts are here to provide a wide range of services tailored to your unique needs.

New Homes in Spain

Frequently Asked Questions

What does the whole process of buying a property in Spain look like?

Buying a property in Spain works as follows:

Obtaining an N.I.E. and Setting up a Bank Account: a prerequisite for buying a property is obtaining a foreigner’s registration number, known as an N.I.E., and setting up a bank account with a Spanish bank.

Reservation Contract: After selecting a suitable property, the client completes a reservation contract. Usually the property is reserved for a period of 1-2 months.

Financial Aspects: The total purchase amount, including taxes and fees, will be sent to the client’s Spanish account after deducting the reservation amount.

Purchase Contract: The contract of sale is compulsorily drawn up by a Spanish notary, who is responsible for the accuracy and completeness of the document. By signing the contract, the client becomes the owner of the property and can move in.

Registration in the Land Register: The contract of sale is sent to the central cadastre, where registration takes at least 2 months.

The whole process involves legal and financial steps to ensure the smooth running of the property purchase in Spain.

Do you also arrange property management directly in Spain?

We will be happy to help you with anything you can think of. We work with proven specialists right here in Spain who can provide a complete service for your property including long and short term rentals, cleaning or maintenance.

If you need help getting your bearings in a new city or settling in, we’re here for you. We can help you with setting up a daycare for your children, renting a boat or even renting a car.

What will it look like when you arrive in Spain?

You will be picked up at the airport by our Spain Specialist, Teresa, who will then guide you through your chosen properties, show you around the projects and answer any questions you may have. On the tours you will also meet the developers’ representatives who will give you a detailed introduction to their project. Tereza will guide you through the whole process to make everything as simple as possible for you, so you can fully concentrate on choosing your dream home.

Still struggling with how to finance your dream seaside property?
We will be happy to help you with everything.

How to buy in Spain

Cost of Buying Property in Spain

Property Price

No-Fee

VAT

Included in property price

Administrative Fee

1,2 %

Property Transfer Tax

Not applicable for new constructions

Acquisition Costs and Fees

1-2 %

Legal Service by Home Portal

3 500 EUR

Travel and Accommodation

At your own expense

How Does It Work?